As long as they have research backing up their policies, car insurance companies are allowed to discriminate based on your age and a number of other factors.  Age is one of the top determining factors for your car insurance rates.  Those between the ages of 50 and 64 get the best car insurance rates, according to Augusta, Georgias 12 News.  Reporter Kristi Ludlows story Whats driving your car insurance rates up says that your age, the type of car you drive, and your credit score are important.

She interviewed an 81-year old man whose car insurance had increased simply because of his age, even though he has had a perfect driving record for almost 5 decades.  Teen drivers and those older than 64 have the highest car insurance rates.  State Farm car insurance quotes also take into effect the kind of car you drive and the area in which you live.  Even if you have a perfect driving record, living in an area with high theft rates or driving a car that tends to get stolen can increase your car insurance.  Your credit score may even effect your car insurance quote.  Thats why it is always important to shop around and compare quotes from different car insurance companies.

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