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Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst

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Cheap Car Insurance For Graduates

Graduating is a big deal and it should be celebrated. If you have graduated from a university, then you deserve some time to sit and rest. Life calls, though, and responsibilities are right around the corner. You are going to have lots of big decisions to make. Not the least of these decisions is which car insurance company to use and what type of cover you want. Finding a cover that suits both your insurance needs and your cost considerations can be a significant challenge, but its one worth undertaking.

The perks of being a graduate

No one needs to tell you this, but its worth repeating. As a graduate, you are ahead of the curve.

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Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst

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You’ve probably read about people losing their jobs or blowing a job interview because of indiscrete Facebook posts. But employers and HR departments aren’t the only people scanning social media sites for personal data. Now the car insurance industry may be reading your posts, too.

According to an October 13 post on Insurance Journal, insurance investigators are already checking out social media sites for evidence of potential auto claim fraud. Hard to believe (well, maybe not THAT hard) but people actually brag about over-reporting damages and faking car accidents for bogus claims against auto insurance companies. Court

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As long as they have research backing up their policies, car insurance companies are allowed to discriminate based on your age and a number of other factors.  Age is one of the top determining factors for your car insurance rates.  Those between the ages of 50 and 64 get the best car insurance rates, according to Augusta, Georgias 12 News.  Reporter Kristi Ludlows story Whats driving your car insurance rates up says that your age, the type of car you drive, and your credit score are important.

She interviewed an 81-year old man whose car insurance had increased simply because of his age, even though he has had a perfect driving record for almost 5 decades.  Teen drivers and those older than 64 have the highest car insurance rates.  State Farm car insurance quotes also take into effect the kind of car you drive and the area in which you live.  Even if you have a perfect driving record, living in an area with high theft rates or driving a car that tends to get stolen can increase your car insurance.  Your credit score may even effect your car insurance quote.  Thats why it is always important to shop around and compare quotes from different car insurance companies.