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What to look for in your cheap car insurance quotes

Finding cheap car insurance can be tough, but follow a few key rules and make some sacrifices, and before you know it you’ll find the best deal for you and your wheels.

Using a comparison site is the perfect way to find the cheapest car insurance available to you, but comparing hundreds of different offers to find the best does come with its own pitfalls. When presented with numerous cheap policies it can be easy to go for the cheapest and not spend the trawling through each one weighing up their pros and cons.

Cheap car insurance quotes are great but there are some things you need to consider before taking the plunge. F

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A flying toilet roll holder, an invented wedding engagement, a fake photograph and an invisible wall featured among the record number of fraudulent claims detected by insurers in 2010, according to the Association of British Insurers (ABI).

Around 133,000 fraudulent claims were uncovered last year (2,500 a week) with the figure up 9% on 2009. Fraudulent claims also up 9% in value, at £919 million.

The most common frauds involved home insurance, with 66,000 bogus or exaggerated claims detected, followed by motor insurance frauds with 40,000 uncovered.

Motor frauds were the most costly, totalling £466 million. <

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Cheaper car insurance quotes: Five steps

Many people settle for second best when it comes to car insurance. They either get their home, travel and car insurance from one provider because it’s the easy option or just renew their cover every year to save the hassle of shopping around for a new policy.

Nowadays, though, obtaining cheaper car insurance quotes couldn’t be easier so there really is no excuse for not getting the best deal available. Com

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Direct Line Car Insurance and road safety charity Brake have called upon the Government to push through measures aimed at tackling drug driving, following a survey which reveals that 11% of young drivers have driven whilst under the influence of drugs during the last year.

In addition, the survey revealed that 3% of young drivers drove whilst under the influence of drugs at least once a month.

The Government is being asked to close a loophole by introducing a new criminal offence of driving whilst under the influence of illegal drugs, and the introduction of roadside drug screening devices.

Director of Motor Underwriting and Pricing for Direct Line Car Insurance Andy Goldby stated that drug driving is as irresponsible as drink driving and called for more action and for loopholes in the law to be closed.

Cheap Car Insurance For Graduates

Graduating is a big deal and it should be celebrated. If you have graduated from a university, then you deserve some time to sit and rest. Life calls, though, and responsibilities are right around the corner. You are going to have lots of big decisions to make. Not the least of these decisions is which car insurance company to use and what type of cover you want. Finding a cover that suits both your insurance needs and your cost considerations can be a significant challenge, but its one worth undertaking.

The perks of being a graduate

No one needs to tell you this, but its worth repeating. As a graduate, you are ahead of the curve.

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