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A beginner’s guide to multi car insurance

If you, your spouse and your teenage children all drive, or you have more than one car for the family, then your insurance bill is likely to be pretty hefty.

But to find the cheapest car insurance for everyone, did you ever consider using a multi car policy? All you need is a minimum of two cars (maximum five) registered under the same address and you can soon begin to reap the financial rewards!

Think of multi car insurance policies like the deals you see in the supermarket where if you by more of something, you receive a discount. R

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Bentley insurance: Three ways to save

There are many words you’d associate with Bentley. Class, elegance, design, speed, grace are all superlatives often seen in the same sentence as the luxury car brand, but what about ‘insurance’?

Insurance is a word that most of us wince at, as it often conjures images of empty wallets, the sound of on-hold music and the smell of death (maybe not that one but you get the gist). But unfortunately insurance is a legal requirement and in fact, when it comes to owning a car as beautiful and expensive as a Bentley, probably a good idea.

So with that in mind you lucky Bentley owners, here are a few tips to save you some money next time you have to use the ‘i’ word.

Shop around

You must have used a comparison site by now, either to compare flight prices or electrical goods, but why not use it to find some insurance? You can c

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Car insurance quotes comparison sites: Helping you cut the cost of your premium

Most people are aware of the three main options when it comes to buying or renewing car or van insurance: third party, third party fire and theft and comprehensive cover. However, finding the best price for whichever of these three you decide on can be difficult.

The price of your car insurance premiums depends on several factors including the type of vehicle you drive, the area in which you live (and where you car is parked), your age and driving experience and whether you have been convicted of any driving offences.

There are a number of ways to reduce the cost of your insurance.

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What to look for in your cheap car insurance quotes

Finding cheap car insurance can be tough, but follow a few key rules and make some sacrifices, and before you know it you’ll find the best deal for you and your wheels.

Using a comparison site is the perfect way to find the cheapest car insurance available to you, but comparing hundreds of different offers to find the best does come with its own pitfalls. When presented with numerous cheap policies it can be easy to go for the cheapest and not spend the trawling through each one weighing up their pros and cons.

Cheap car insurance quotes are great but there are some things you need to consider before taking the plunge. F

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A flying toilet roll holder, an invented wedding engagement, a fake photograph and an invisible wall featured among the record number of fraudulent claims detected by insurers in 2010, according to the Association of British Insurers (ABI).

Around 133,000 fraudulent claims were uncovered last year (2,500 a week) with the figure up 9% on 2009. Fraudulent claims also up 9% in value, at £919 million.

The most common frauds involved home insurance, with 66,000 bogus or exaggerated claims detected, followed by motor insurance frauds with 40,000 uncovered.

Motor frauds were the most costly, totalling £466 million. <

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